The HDFC Bank Rewards Debit Card offers a robust value proposition for account holders. Beyond its versatile 5-category reward structure which allows for a maximum accrual of 2,000 points per month .The card provides significant fiscal benefits including a fuel surcharge waiver. Furthermore, HDFC prioritizes cardholder security by bundling a ₹5 Lakh Personal Accidental Insurance policy, making it one of the most comprehensive "lifestyle" debit cards in its class.
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Benefits and savings:
The HDFC Bank Debit Card is like one key that opens multiple doors. This card presents cardholders with a variety of benefits and savings in the following categories; Pharmacy, Grocery, Railways, Fuel and Online.
Rewards Point Program:
When you use the HDFC Bank Rewards Debit Card at any of the partner merchants, you can avail up to 5% savings. Each month you can collect up to 2000 Reward points.
Reward points for everyday spends:
Reward points can be earned for your everyday spends when you swipe your card at big brands. This includes the following brands: Big Bazaar (grocery), BPCL (fuel), Snapdeal (Online Shopping), PayZapp (All Payments is possible with this one app), IRCTC (Railway), Apollo Pharmacy (Pharmacy) and Smart Buy (Online shopping)
Exclusive Offers:
Welcome Vouchers from ebay.in and Merchant Discounts from Apollo Pharmacy.
Insurance Cover:
This debit card comes with a Personal Accidental Death cover worth Rs 5 Lakhs for accidents by Road/ Air/Rail. It should be noted that in order to keep the free Personal Death Insurance cover active, your debit card should be used at least once every 30 days.
Additionally, if your International Air Tickets are booked using the HDFC Bank Rewards Debit Card, you will be eligible for International Air Coverage worth Rs. 25 Lakhs.
Zero Liability cover:
If there are any fraudulent transactions on the Debit Card, the card holder will have zero liability as long as the loss/theft was reported to the officials. Transactions up to Rs. 1 Lakh is included, however, it is only valid if the transaction took place at a Point Of Sale. Further, at least one purchase transaction should have been made on the card by the card holder within 30 days prior to the event date.
Zero fuel Surcharge
Save when you fill fuel and pay using your HDFC Bank Rewards Debit Card. At Select BPCL fuel stations, fuel surcharge will be reversed by the end of the subsequent month.
High spending and withdrawal limits:
Enjoy shopping (at merchant outlets and online stores) with the high Domestic Shopping limit of Rs. 2.75 lac. The Domestic Cash withdrawal for this card is Rs. 50,000.
Online Usage:
Register with Verified by Visa and shop online using your HDFC Bank Rewards Debit Card.
Individual Account holders (Corporate Salary Accounts. Savings Account and Senior Citizens) are eligible to apply for the card.
This debit card comes with a Personal Accidental Death cover worth Rs 5 Lakhs for accidents by Road/ Air/Rail. It should be noted that in order to keep the free Personal Death Insurance cover active, your debit card should be used at least once every 30 days.
When you use the HDFC Bank Rewards Debit Card at any of the partner merchants, you can avail up to 5% savings. Each month you can collect up to 2000 Reward points.
The domestic shopping limit (at merchant outlets and online stores) is Rs. 2.75 lac. The Domestic Cash withdrawal for this card is Rs. 50,000.
When you use the HDFC Bank Rewards Debit Card at any of the partner merchants, you can avail up to 5% savings.

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