Karur Vysya Bank (KVB) Debit Card
The KVB International Debit Card, which runs on the MasterCard, Visa, and RuPay platform, has a combined daily transaction limit of Rs 1,05,000, which includes ATM withdrawals of up to Rs.30,000 and POS and e-commerce transactions of up to Rs.75,000.
It provides Debit Card services for both savings and current account holders, available on VISA, Mastercard, and RuPay platforms.
Benefits of Karur Vysya Bank Debit Card
KVB offers a well-rounded range of debit cards designed to facilitate cashless transacting. Following are some of the benefits of holding a KVB debit card.
- Enjoy instant access to cash via ATMs not only in India but also abroad.
- No service charge shall be levied for cash withdrawals done at KVB ATMs.
- Safety and security of transactions is ensured as all KVB debit cards are enabled with Verified by visa or MasterCard Secure Code security.
- KVB Savings Account holders may obtain an Add-on card for their spouse.
Types of Karur Vysya Bank Debit Cards
Debit Card for Savings Account or Current Account
Karur Vysya Bank provides Debit Card services to its Savings (except Kalpatharu Account) and current account holders through Rupay, MasterCard, and VISA platforms.
Features and Benefits
Here are the features and benefits of the Debit Card
- The EMV chip card is issued for free, along with the welcome kit.
- To activate the Debit Card, customers need to set their Debit Card PIN (Green PIN) at any of the KVB ATMs or cash recycler.
- It can be used for ATMs, cash recyclers, POS, and e-commerce transactions.
- VISA EMV Debit Cards from the bank come with the additional feature of ‘contactless functionality’.
- Customers with KVB Debit Cards are encouraged to utilise the card control option in our banking alternate channels, KVB Dlite mobile banking, and KVB internet banking.
Debit Cards (Business Debit Card) provided for current accounts come with the following additional features:
- Exclusive business lounge access at major airports.
- Waiver on fuel surcharge at all retail outlets.
- Waiver of surcharge on train tickets booked through IRCTC.
- Lost card liability Insurance up to Rs.50,000.
- Personal accident cover of Rs.2 lakh (accidental death only).
- Discounts at major merchant locations (e.g., Big Basket, Jabong, Croma, etc.) for purchases up to 30%.
Prestige Debit Card
Prestige Debit Cards are exclusively issued to the esteemed Prestige Account holders at Karur Vysya Bank. This card is designed to meet the specific requirements of high net-worth individuals who hold a prestige savings bank account.
Features and Benefits
Here are the features and benefits of the Debit Card:
- The EMV chip card is provided for free, along with the welcome kit.
- Customers need to set their debit card pin (Green PIN) at any KVB ATM or cash recycler using the OTP sent to their registered mobile number.
- ATM transactions at KVB ATMs or Cash recyclers are free of charge.
- Debit cards can be used for ATM transactions, POS transactions, and online e-commerce transactions.
- POS transactions require authentication based on the Debit Card PIN, while e-commerce transactions require OTP authentication.
- International transactions are disabled for Debit Cards by default. Customers can request to enable Debit Card international transactions by sending an email to customersupport@kvbmail.com.
Pride Platinum Debit Card
The Pride Platinum Debit Card is exclusively designed for High Net-worth Income customers. It falls under the category of Master International Debit Cards.
Features and Benefit
Here are the features and benefits of the Debit Card.
- The Debit Card is issued under the Master International Debit Card category.
- It provides personal accident insurance coverage of Rs.5 lakh and lost card liability up to Rs.50,000.
- The EMV Chip offers the highest level of security against counterfeiting or skimming.
- Cardholders can enjoy dining & spa benefits.
- India cardholders are eligible for the free airport lounge access program available at domestic airports within India.
Charges Associated with KVB Debit Cards
Domestic Debit Card
Personalized debit card | Rs. 100 |
Annual Maintenance Fee | Rs. 125 |
Personalized Add On Cards | Rs.100 |
International Debit Card
Annual Maintenance Fee | Rs.175 |
Personalized Debit Card | Rs.200 |
Duplicate Personalized Card | Rs.200 |
KVB Debit Card Transactions limits
Type of Debit Card | ATM | POS or E-commerce | Total Transaction Limit |
Rupay or MasterCard or VISA- Normal Debit Card | Rs.30,000 | Rs.75,000 | Rs.1,05,000 per day |
VISA or MasterCard - Prestige Debit Card | Rs.50,000 | Rs.75,000 | Rs.1,25,000 per day |
MasterCard - Pride Debit Card | Rs.1,00,000 | Rs.1,50,000 | Rs.2,50,000 per day |
VISA or MasterCard - Business Debit Card | Rs.1,00,000 | Rs.2,00,000 | Rs.3,00,000 per day |
Type of Debit Card | Card to Card Funds Transfer | Card to Account Funds Transfer | Total Transaction Limit |
Rupay or MasterCard or VISA - Normal Debit Card | Rs.30,000 | Rs.30,000 | Rs.30,000 per day |
VISA or MasterCard - Prestige Debit Card | |||
MasterCard - Pride Debit Card | |||
VISA or MasterCard - Business Debit Card |
Quick Tips for Using Karur Vyasya Bank Debit Card
Here are a few simple tips to ensure the safety of your debit card.
- Always keep your debit card with you. Never leave it unattended in the presence of other people.
- Never disclose your PIN number to anyone. Also, it is recommended to change your PIN number at regular intervals.
- ATM transactions done at non KVB ATMs shall be charged.
- Keep your debit card in a proper way where it doesn’t rub against keys or coins as it may damage the magnetic strip.
- Do not attempt to use your debit card at merchant establishments which do not have Point of Sale swipe terminals.
FAQs on Karur Vyasya Bank Debit Card
1.Who is eligible for a KVB Debit Card?
All individuals (sole owners or joint owners), sole proprietorships, partnerships or limited companies holding a KVB Current or Savings Account (except Kalpathru) are eligible for the KVB Debit Card.
2.What is the procedure to be followed in case of a lost KVB Debit Card?
If the customer loses their card, they must immediately report the loss by calling our 24-hour helpdesk helpline number 1860 258 1916 (local charges applicable). Additionally, you should report losing the card to the nearest police station and inform the bank in writing.
3.Can a partnership or Limited company, holding a KVB Debit card, obtain an Add-on card?
No, a partnership or limited company cannot be issued an Add-on card on the KVB Debit Card.
4.Is signature verification required for transactions made via KVB debit cards?
Yes, like all debit cards, KVB debit cards also require signature-based verification for authorization of transactions.
5.What functions can my KVB debit card perform?
You may use this debit card to make a cash withdrawal, obtain a mini account statement, make a balance enquiry, deposit cash or a cheque and change the PIN number of your debit card.
6.What are the ATM transaction-related charges applicable on this debit card?
At KVB ATMs, 5 transactions (financial and non-financial) are free every month, and a charge of Rs.25 (inclusive of GST) per transaction applies thereafter. At other bank ATMs, customers get 3 free transactions in metro centres and 5 free transactions in non-metro centres every month; beyond the free limit, a charge of Rs.27 (inclusive of GST) per transaction applies.
7.What are the charges applicable for VISA/MasterCard outlet ATM transactions done outside India?
A charge of Rs 125 will be levied for financial transactions and Rs 25 for non-financial transactions.
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