Federal Bank Visa Signet Credit Card
Federal Bank is one of the reputed banks in the country and offers an array of products and services. The Federal Bank Visa Signet credit card is one such offering.
The Visa Signet credit card is an entry-level card, with zero joining and annual fees. This is a lifestyle-focused credit card designed for individuals who wish to save on everyday expenses. With this card, you earn accelerated rewards on electronics, apparel, and entertainment spends. Moreover, this card offers added benefits like domestic lounge access, dining offers, and a low interest rate, making it a practical choice for everyday use.
We found 1 Federal Bank Credit Card
A Lifetime Free Card
See Less
Fee Details
- 1st Year - ₹ 0
- 2nd Year Onwards - ₹ 0
- Rewards redemption fee - ₹99 per redemption request
- Rent payment fee - 1% of total transaction amount
- Forex markup - 3.5% on all foreign currency transactions
Joining Perks
- Amazon Pay e-voucher worth ₹200*
Rewards
- Electronics, apparel: ₹200 = 3 points
- Entertainment: ₹200 = 2 points
- Other spends (except specific categories): ₹200 = 1 point
Documents
- PAN card
- Aadhaar number
What you'll love
No joining fee. No annual fee. It’s lifetime FREE
* ₹200 Amazon Pay e-voucher on min. spend of ₹3,000 within the first 30 days
Buy one, get one free offer on INOX movie tickets once every quarter
Up to 3 reward points on every ₹200 spent (1 Federal Point = ₹0.25)
One complimentary domestic airport lounge visit every quarter on min. quarterly spend of ₹20,000
Complimentary Swiggy vouchers on quarterly spend of ₹20,000
Access to a variety of Visa offers on travel, food and dining, shopping, sports, entertainment, lifestyle, etc.
Visa Offer: Amazon Pay/Swiggy/Zomato voucher of up to ₹750 on activating new card with min. transaction of ₹300*
Current month offers:*
10% off on movies, events & dining at District (min. spend of ₹500)
10% off on EazyDiner (min. spend of ₹2,500)
10% discount up to ₹1,000 on Ajio (min. spend of ₹3,999)
10% off on Swiggy & Swiggy Instamart (min. spend of ₹500)
Think about
Cash, fuel spends, e-wallet loading transactions, rent payments and government services will not accrue reward points
Reward points accrued for insurance transactions capped at 250 points per card per month
*Limited validity. T&C apply
- Click for Card Monthly Offers
Features and Benefits of the Federal Bank Visa Signet Credit Card
The features and benefits of the Federal Bank Visa Signet Credit Card are as follows:
- Welcome benefit: Get an Amazon Pay e-voucher of Rs.200 on spending a minimum of Rs.3,000 within the first 30 days of your credit card being issued.
- Milestone benefits: Get complimentary Swiggy vouchers on spending Rs.20,000 in a quarter.
- Reward points benefit: You earn 3x reward points on electronics and apparel spends, 2x reward points when you spend on entertainment, and 1x rewards for spending on other categories.
- Entertainment benefits: Buy one INOX movie ticket and get another movie ticket for free, once every quarter.
- Travel and airport lounge benefits: You get one complimentary domestic lounge visit every quarter on minimum quarterly spend of Rs.20,000.
- Low Annual Percentage Rate: Annual Percentage Rate (APR) starting as low as 1.99% per month (equivalent to 23.88% p.a.)
Eligibility criteria to apply for the Federal Bank Visa Signet Credit Card
The eligibility criteria to apply for the Federal Bank Visa Signet credit card are as follows:
- Age: To apply for a secured Federal credit card, you must be at least 18 years old. For an unsecured Federal credit card, the minimum age requirement is 21 years.
- Credit History: Maintaining a good credit history is essential to improve your chances of easily obtaining a credit card.
- Nationality: To qualify for a Federal Bank credit card in India, you must be an Indian resident or a Non-Resident Indian (NRI).
Note: The eligibility criteria mentioned above are general for Federal Bank credit cards. You may be required to meet additional criteria when applying for the Federal Bank Visa Signet credit card, based on the bank’s internal policies and your application.
Documents required to apply for the Federal Bank Visa Signet Credit Card
The documents required to apply for the Federal Bank Visa Signet credit card are as follows:
- PAN Card
- Aadhar Card
- Bank Statement: Last 3 months’ bank statements in PDF format (salary credit account statement is required for salaried individuals).
- Income Tax Login Credentials: Required for non-salaried or self-employed individuals.
Note: The bank may request additional documents if required.
Fees and Charges of the Federal Bank Visa Signet Credit Card
The fees and charges of the Federal Bank Visa Signet credit card are as follows:
Type of Charge | Fee |
Annual fee | Nil (lifetime free) |
Add-on credit card | Rs.100 per add-on card (Maximum of four cards) |
Cash advance fee | 2.5% of the withdrawn amount or Rs.500 (whichever is higher) |
Cash advance limit | 10% |
Late payment charges |
Note: Charges are applicable w.e.f. 20th August 2024 |
Returned cheque | 2% of the cheque amount, subject to minimum of Rs.450 |
Outstation cheque processing fee |
|
Foreign currency mark-up fee | 3.50% |
Rewards redemption fee | Rs.99 per redemption request |
Re-issue of credit card | Rs.200 |
Interest on Revolving Credit for Federal Bank Visa Signet Credit Card
The interest on revolving credit for Federal Bank Visa Signet Credit Card is as follows:
Average Monthly Balance for last Quarter | Annual Percentage Rate (APR %) |
Less than Rs. 50,000 | 45.00% (3.75% per month) |
Rs. 50,000 - 3,00,000 | |
Rs. 3,00,001- 10,00,000 | 23.88% (1.99% per month) |
More than Rs. 10,00,000 |
FAQs on Federal Bank Visa Signet Credit Card
- Does the Federal Bank Visa Signet credit card offer any fuel surcharge benefits?
No, the Federal Bank Visa Signet credit card does not offer any fuel surcharge benefits.
- How much is the forex mark-up fee for the Federal Bank Visa credit card?
The Federal Bank Visa Signet Credit Card applies a forex mark-up fee of 3.5% on the transaction amount.
- How often can I use the Buy One Get One Free offer on movie tickets with my Federal Bank Visa Signet Credit Card?
You can avail the Buy One Get One Free movie ticket offer once per quarter at INOX.
- Will I be charged any fee for redemption of reward points on my Federal Bank Visa Signet credit card?
Yes, you will have to pay a reward redemption fee of Rs.99 per request.
- How can I check my Federal Bank Visa Signet credit card statement?
You can check your Federal Bank Visa Signet credit card statement by logging into the Federal Bank website or mobile app.
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Credit Card Eligibility
- Credit Card Eligibility
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- Federal Bank Credit Card Eligibility
- Axis Bank Credit Card Eligibility
- Yes Bank Credit Card Eligibility
- IndusInd Bank Credit Card Eligibility
- HSBC Credit Card Eligibility
- Kotak Credit Card Eligibility
- Canara Bank Credit Card Eligibility
- Standard Chartered Credit Card Eligibility
- RBL Bank Credit Card Eligibility
- Bank of Baroda Credit Card Eligibility
- Union Bank Credit Card Eligibility
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