What makes the Indus Multi Currency Travel Card better than a magnetic strip card?

Magnetic strip cards are more prone to frauds and misuse. Indus Multi Currency Travel Card has been developed according to the standards of EMV to prevent such frauds and misuse. This is why the chip-based card provides more security than a magnetic strip card.

Can I use IndusInd Forex card in India?

No, this card can't be used in India.

Can the card be reloaded outside India?

It is not possible to reload the card outside India. However, your family or friends can get your card reloaded from their nearest IndusInd Bank branch in India or any partner agent who issued the card.

Can I start using the Indus Multi Currency Travel Card immediately on receiving the card kit?

No, you can use the card only after the card is issued by the bank. The activation procedure of the card takes around 24 working hours. You will be notified with an SMS alert on your registered mobile number once the card is activated.

How can I find the PIN of my Indus Multi Currency Travel Card?

Your Personal Identification Number (PIN) is a 4 digit secured number that is assigned to your card and will be given only to you. Your PIN will be handed to you along with the welcome kit that is provided by the bank.

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IndusInd Bank Forex Card

Indus Multicurrency Forex Cards offered by IndusInd Bank can be used all over the world with increased security and added protection.

Updated On - 02 Apr 2026

Features and Benefits of IndusInd Multicurrency Forex Card

Convenience Benefits	Can load up to 14 currencies in one card. International bookings/ payments for hotels, restaurants, airlines, stores, and petrol pumps can be made through the Travel Card at no extra charge. Easy online transactions. Withdrawals from all VISA ATMs can be made. Protection given against currency fluctuations. Instant alerts for transactions. Easy encashment upon arrival in India. Refund is initiated immediately after the completion of formalities. Avoid standing in long queues to exchange or purchase currency.
Purchase and Loading Benefits	Get the Indus Multi Currency Card through any IndusInd Bank Branch. Option given to load and re-load multiple times.
Security Benefits	Secure cash withdrawal through ATMs. Secured online shopping. Instant alerts post every transaction via SMS. Online tracking of spends. Immediate hotlisting facility is offered.
Account Tracking	All spends can be tracked and balance can be checked on the website of IndusInd Bank. Tracking is easy with periodic regular statements. Available balance after every transaction. Each transaction information is provided via email and SMS.

Currency	Daily Limit for ATM Cash Withdrawal	Daily Limit POS Withdrawal
US Dollar (USD)	USD 1,000	USD 10,000
Euro (EUR)	USD 1,000 Equivalent	USD 10,000 Equivalent
Swiss Franc (CHF)	USD 1,000 Equivalent	USD 10,000 Equivalent
British Pound (GBP)	USD 1,000 Equivalent	USD 10,000 Equivalent
Canadian Dollar (CAD)	USD 1,000 Equivalent	USD 10,000 Equivalent
Australian Dollar (AUD)	USD 1,000 Equivalent	USD 10,000 Equivalent
Japanese Yen (JPY)	USD 1,000 Equivalent	USD 10,000 Equivalent
Singapore Dollar (SGD)	USD 1,000 Equivalent	USD 10,000 Equivalent
UAE Dhiram (AED)	USD 1,000 Equivalent	USD 10,000 Equivalent
Hong Kong Dollar (HKD)	USD 1,000 Equivalent	USD 10,000 Equivalent
Thailand Baht (THB)	USD 1,000 Equivalent	USD 10,000 Equivalent
South African Rand (ZAR)	USD 1,000 Equivalent	USD 10,000 Equivalent
New Zealand Dollar (NZD)	USD 1,000 Equivalent	USD 10,000 Equivalent
Saudi Riyal (SAR)	USD 1,000 Equivalent	USD 10,000 Equivalent

Fees and Charges

The different fees and charges that are levied are mentioned below:

Category	Fee
Issuance Fee	Rs.300
Reload Fee	Rs.100
Re-issuance of Card Fee	Rs.100
Add-on Card Fee	NA
Encashment Charges	Rs.100
Cross Currency	3.50% mark up
Cash Advance Transaction Fee	1.00%
Charge Slip Retrieval	USD 2.00
Chargeback Fee	NA
Inactivity fee	Rs.250 equivalent per quarter post 18 months of inactivity
Replacement Card Fee (Domestic)	NA
Replacement Card Fee (International)	NA
International SMS charge	NA

Eligibility Criteria

Listed below are the eligibility criteria for the applicants of Indus Multi Currency Travel Card:

Applicant must be a bonafide citizen of India planning to travel abroad.
Corporates are planning to send their employees abroad for official or business purposes (subject to completion of KYC norms).
Sponsors/parents of students travelling abroad for higher studies. The card will be issued in the student's name and will be reloaded up to the allowed ceiling, recommended from time to time.
Expats residing in India (subject to completion of KYC norms).

Bankwise Forex Cards

Documents Required

To procure an Indus Multi Currency Travel card, an applicant will have to submit the following documents:

Copies of first and last pages of their passport.
PAN or Form 60 in lieu thereof, in case the amount used is Rs.50,000 or above.
Proof of address (in case the address is different from that on the passport).
Documents related to the travel.

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FAQs on IndusInd Forex Card

What makes the Indus Multi Currency Travel Card better than a magnetic strip card?
Magnetic strip cards are more prone to frauds and misuse. Indus Multi Currency Travel Card has been developed according to the standards of EMV to prevent such frauds and misuse. This is why the chip-based card provides more security than a magnetic strip card.
Can I use IndusInd Forex card in India?
No, this card can't be used in India.
Can the card be reloaded outside India?
It is not possible to reload the card outside India. However, your family or friends can get your card reloaded from their nearest IndusInd Bank branch in India or any partner agent who issued the card.
Can I start using the Indus Multi Currency Travel Card immediately on receiving the card kit?
No, you can use the card only after the card is issued by the bank. The activation procedure of the card takes around 24 working hours. You will be notified with an SMS alert on your registered mobile number once the card is activated.
How can I find the PIN of my Indus Multi Currency Travel Card?
Your Personal Identification Number (PIN) is a 4 digit secured number that is assigned to your card and will be given only to you. Your PIN will be handed to you along with the welcome kit that is provided by the bank.

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